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Being a stay-at-home mom or taking a lesser job to spend more time raising kids has an impact on a family’s overall income. “Even today, the labor force participation rate of women with children is substantially below that of childless women,” the CRR said, at about 12 percent less. And “when women with children work, […]

Social Security provides higher replacement rates to disability insurance beneficiaries than retired beneficiaries. This fact reflects two factors: 1) Disability Insurance (SSDI) beneficiaries have lower career earnings, and Social Security benefits are progressive; and 2) SSDI benefits are not reduced for claiming early. This project uses the 1992-2010 waves of the Health and Retirement Study

In June 2013, the U.S. Supreme Court’s Windsor decision overturned Section 3 of the 1996 Defense of Marriage Act, which had effectively banned federal benefits for same-sex married couples. As a result of the new ruling, employee benefits and financial planning strategies once available only to opposite-sex married couples are now available to same-sex married

Managing Financial Risk in Retirement and Benefits Programs How is the landscape changing for employers and employees when it comes to company offered retirement plans and benefits programs? What strategies are finance executives putting in place to help companies manage costs and risk while promoting financial wellness for their employees? Prudential and CFO Research’s new